Clay is the first reason. The red Piedmont clay around Lake Oconee and Lake Sinclair holds water, and Georgia's manual warns that digging absorption trenches in wet clay causes irreversible smearing and compaction. A field built in a wet week can start life with half its capacity, and those fields tend to fail early.
Water from the wrong places is the second. Georgia requires fields to be protected from stormwater and gutter discharge, and the EPA says to keep roof drains and sump pumps away from them. On a lake lot, downspouts and driveway runoff often head downhill, which is exactly where the field was put. On Lake Oconee, Georgia Power also bars drainage pipes from crossing its project boundary, so runoff has to be spread out in swales or French drains before the property line.
Use patterns are the third. A lake house that sits empty for weeks and then runs laundry, dishwashers and showers for a crowd hits the field with days of water at once. Jones County's own comprehensive plan describes rural homes with poor septic function, including backups in houses and yards, so this is not only a lake problem.
Age matters everywhere. Georgia DPH estimates about 1.5 million on-site systems in the state, many more than 30 years old.